FOR HOMEBUYERS AT ANY STAGE
Lower Rate. Lower Payment. Plus Up to 12 Months of Payments Covered.
Get a better home loan and up to the first 12 months of payments covered. Your cash stays yours. Spend it on the house, the move, or nothing at all.
60-Second Pre-Qualification
- No cost to you, ever
- No hard credit pull to start
- Independent licensed loan officers
Illustrative. Coverage amount and duration vary by qualification.
Closing day empties your savings. The first payment hits 30 days later. This fixes both.
A rate or payment that beats the one you have.
Or both.
Up to 12 months of payments covered.
Not from your pocket.
A bill from us for exactly $0.
Ever.
If the offer beats yours, you win. If it doesn't, don't take it. You just proved you already had the best deal out there. Either way it cost you $0 and 60 seconds.
There is no version of this where you lose.
60-Second Pre-Qualification
See what a covered year looks like.
Enter the payment you're looking at today, then choose how many months get covered.
Enter a whole dollar amount. $100–$25,000.
Illustration only, based on the payment amount you entered. Not an offer, quote, or estimate of credit terms. Coverage is subject to qualification and program terms.
$30,000 stays in your pocket. Based on $2,500 a month for 12 months.
60-Second Pre-Qualification
How it works
Three steps. The first one takes 60 seconds.
- 1
Apply.
Tell us where you're at and what your numbers are. 60 seconds.
- 2
Get Better Loan Terms.
A licensed loan officer beats your rate, your payment, or both. You get pre-approved on the better numbers.
- 3
Unlock your Covered Year.
Bring that pre-approval back to us. We handle the last piece: up to 12 months of payments covered.
January$2,350February$2,350March$2,350April$2,350May$2,350June$2,350July$2,350August$2,350September$2,350October$2,350November$2,350December$2,350
Step 3 only opens if your pre-approval came through us. One program. No shortcuts.
60-Second Pre-Qualification
Wherever you are, you're in the window.
Still shopping?
One application. Lenders compete. First year covered if you qualify.
Buyers don't argue with the math.
“Two days later a loan officer sends me numbers $340 lower a month, same house, same closing date.”
Danielle assumed her credit union rate was the floor. A competing offer proved it wasn't.
Danielle R. · Chandler, AZ
Conventional 30-yr · 9 months covered
$340lower per month
“It didn't feel like getting a deal. It felt like getting some room.”
Tyler closed with almost nothing left in checking. The covered payments kept the first month from becoming a crisis.
Tyler M. · Fort Wayne, IN
FHA · 12 months covered
$1,640monthly payment covered
“What flipped me was that nobody ever asked me for money. Not once, not at any step.”
Priya was sixteen days from closing and skeptical. She stayed because every step was in writing and cost nothing.
Priya S. · Katy, TX
Conventional 30-yr · 6 months covered
6 monthscovered
FAQ
Fair questions.
Straight answers.
Nothing. The pros in our network pay us. You never do.
Buy the house. Keep your cash.
Lower payment. Up to 12 months of it covered. $0 to find out.
Every month you wait is a payment at the old number.
60-Second Pre-Qualification
$0 · 60 seconds · No strings